Snowmobiling has grown a lot in popularity, and naturally, that has increased the amount of snowmobile accidents over the years. Although it is a fun, exciting activity, snowmobiling can also be very dangerous without taking proper safety measures. Here are some tips to keep you safe while you have fun snowmobiling. 1. Take a Snowmobile Safety Course. A snowmobile safety course will inform you on how to ride safely and teach you the rules [ Continue reading ]
Blogs
Dealing with Ice Dams
Although icicles may look nice hanging off of your house, they are a warning sign for potential problems. The same conditions that allow icicles to form also lead to ice dams. An ice dam is a continuous chunk of ice that forms at the edge of a roof and prevents water created by melting snow from draining off the roof. For the most part, while frozen, the biggest threat an ice dam poses is potentially tearing off gutters. However, once the snow on your [ Continue reading ]
Protecting Yourself from Identity Theft
Roughly 1 in 7 U.S. residents 16 or older have been victims of identity theft in 2014, according to the U.S. Department of Justice. To protect yourself from identity theft you must understand what it actually is, so you can take action to prevent it. Unfortunately, many Americans don't take the necessary steps to guard against identity theft. What Is Identity Theft? Identity theft or identity fraud is any crime against someone where personal [ Continue reading ]
10 Cheap Ways to Keep the House Warm
If you are trying to cut back on your heat usage but still want to stay warm during the winter, there are plenty of ways to prepare your home so you can enjoy both. We have gathered a list of 10 of the best ways to stay warm at a low cost to you. 1. Use your curtains Heat from the sun is free! Even when it’s cold outside, the sun is still warm. For windows facing the south, open the curtains and take advantage of this free heat. When then [ Continue reading ]
Protecting Your Home from Burglars
Home security has always been the top priority for homeowners. Knowing how to stop burglars from targeting your home can go a long way to safeguard your home and your property. Targets for Burglars Most thieves target homes that look easy to break into. They look for homes with predictable patterns of people coming and going, properties in more isolated parts of the neighborhood, and houses that are well maintained or have an expensive car in the [ Continue reading ]
Holiday Fire Safety Tips
The holiday season is one of the most dangerous times of the year for household fires. At this time, they are more common, more costly, and more fatal than during any other time of the year. Here are some tips to help avoid this holiday risk! Cooking Cooking is the most common cause of holiday fires, mainly when food is left unattended. It’s easy to get distracted, so when you leave the kitchen, take a pot holder with you as a reminder. Make sure you [ Continue reading ]
Handling a Tire Blowout
Despite the advances in safety standards/technology, tire blowouts can still happen. They are a rarer occurrence now, but when they do happen, drivers are less prepared to handle them properly. According to the National Highway Traffic Safety Administration, tire blowouts and flats result in nearly 11,000 collisions and 200 fatalities each year. How to Prevent a Tire Blowout The best way to deal with a tire blowout is to not have to deal with one. [ Continue reading ]
How to Drive Safely During the Winter
For those living in a temperate climate, chances are that at some point during the winter, roads will be covered with ice or snow. The reduced traction on the roads because of this make your vehicle harder to control and can challenge even the most experienced drivers. Almost 6,000 people are killed in weather-related traffic accidents annually, according to the U.S. Department of Transportation. The best way to deal with dangerous winter conditions is to [ Continue reading ]
How to Get Car Insurance Discounts
Auto insurance is required in most states, which means insurance companies don’t have to convince you to buy it, as much as sell you on their company instead of the competition. One way they do this is with discounts. Most insurance companies categorize discount types into three main groups: driver discounts (discounts based on you), vehicle discounts (discounts based on your car), and policy discounts (discounts having to with other policies you have, [ Continue reading ]
About Umbrella Insurance
What is Umbrella Insurance? Personal umbrella insurance is insurance designed to add extra liability coverage over another insurance policy, like auto or homeowners insurance. This protection tends to kick in when the liability limits on these other policies has been exhausted. What does umbrella insurance typically cover? You may already have auto and homeowners insurance that covers some of these situations, but umbrella insurance goes above and [ Continue reading ]
